Funding toolkit
Business funding tools
Explore practical South African business funding tools for checking funding readiness, comparing business loans, calculating finance costs and preparing grant, lender or investor applications.
Funding Scam Checker
Check a funding offer for common warning signs before sharing documents or paying money.
Funding Document Checklist Generator
Create a tailored application checklist for your entity, business stage and funding type.
Funding Terms Explainer
Understand common loan, grant and equity terms in plain business language.
Funder Question Simulator
Practise the questions lenders, grant panels and investors are likely to ask.
Business Funding Readiness Score
Measure how prepared your business is before approaching a funder.
Funding Amount Calculator
Estimate a realistic funding request from costs, runway, available cash and contingency.
Financial Projection Generator
Build a simple 12-month revenue, cost and operating-profit projection.
Debt-Service-Coverage Calculator
Check whether operating cash flow is likely to cover proposed loan repayments.
AI Funding Proposal Builder
Turn your business information into a structured first funding-proposal draft.
Funding Cost Comparison Tool
Compare up to three loan offers using repayment, interest, fees and total cost.
Use-of-Funds Planner
Allocate a funding request across specific uses and check that the plan balances.
Equity Dilution Calculator
Estimate the ownership a new investor receives and how existing ownership changes.
One-Page Funding Summary Generator
Create a concise, printable summary that introduces your business and funding request.
Grant versus Loan versus Equity Selector
Use a guided set of questions to identify the funding route worth exploring first.
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Recommended journey
From funding idea to application
- 1Check
Test the opportunity, understand the terms and measure your readiness.
- 2Calculate
Work out the amount, affordability, cost and ownership impact.
- 3Prepare
Build your checklist, projections, proposal and use-of-funds plan.
- 4Apply
Practise funder questions and take a concise funding summary into the conversation.